Take advantage of complimentary life insurance for teachers offered to eligible NEA members and issued by The Prudential Insurance Company of America (Prudential). This is an exclusive program for NEA members that is fully paid for by the NEA Members Insurance Trust.
Select your desired beneficiaries and change them at any timeYour coverage increases for eligible claims while on the job or conducting Association businessThis coverage offers life and accidental death & dismemberment insurance to Active, Reserve and Staff members, as well as to Life and Retired members who are actively employed in education*Many NEA members rely on NEA ® Complimentary Life Insurance for teachers to supplement school district’s coverageWatch this short video to see how to add or update your beneficiaries. It only takes 1 to 2 minutes to help ensure that your $1,000 Term Life benefit will be distributed to your chosen recipients in their time of need.
No one likes to think of the need for life insurance, but it’s important to provide for your loved ones in case the unthinkable happens to you. That’s why this complimentary coverage for teachers is so important to you and your family. It helps provide insurance protection to your family to help cover large financial obligations such as mortgages and college costs, as well as final expenses.
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We’ve partnered with Prudential because they are one of the largest life insurance companies in the United States.
Prudential has been a trusted insurance carrier in issuing the NEA Members Insurance Trust life insurance programs since 1969.
Your questions, answered
NEA Complimentary Life Insurance is life and AD&D insurance guaranteed to active, staff, reserve and life members at no cost to you. Student members are not covered. Coverage is automatic; however, members are encouraged to register a beneficiary with NEA Member Benefits.
Registering your beneficiary will ensure that the benefit amount is paid to the family member or person you stipulate. Having a beneficiary also makes it easier to expedite payment in the event of a tragedy. If you do not select a beneficiary, at your death the benefit will be paid to the first surviving beneficiary listed in the following order: surviving spouse; surviving children; surviving parents; surviving siblings; your estate.
It’s easy. You can register online at the NEA Member Benefits website or call the Member Advocacy Center at 1-800-637-4636 Monday-Friday 8 a.m. – 6 p.m. ET.
The Prudential Insurance Company of America (Prudential) is the carrier. Our over 50-year relationship with the company is based on a rigorous process of evaluating the market to find the best products and services for NEA members. You can count on Prudential’s experience to offer the quality and service you deserve.
Members in good standing who are actively employed in the field of education receive $1,000 of term life insurance, up to $5,000 of accidental death and dismemberment (AD&D) coverage and up to $50,000 of AD&D insurance for any covered accident that occurs while on the job or serving as an Association leader. Since the inception of the program, $27.5 million has been paid out to members.
Another important part of NEA Complimentary Life Insurance coverage is the homicide benefit. NEA Complimentary Life Insurance pays up to $150,000 when an unlawful homicide takes the life of a member while on the job.
No. This coverage is at no cost to you. NEA Complimentary Life Insurance, along with all NEA Member Benefits’ products and services, is self-supporting.
Depending on your circumstances, it may be advisable to supplement this coverage with other affordable life insurance products tailored to your individual needs.
Get added peace of mind and help keep your loved ones secure. Choose from $25,000 to $500,000 of term life insurance at NEA’s lowest member rates.
Accidental Death & Dismemberment insurance, issued by The Prudential Insurance Company of America, helps protect you and your loved ones in the event of a major accident. Coverage is guaranteed, and no medical exams are needed.
Terms & Conditions
NEA Accidental Death & Dismemberment provides ACCIDENT insurance only. It does NOT provide basic hospital, basic medical or major medical insurance as defined by the New York State Department of Financial Services.
IMPORTANT NOTICE: THIS POLICY DOES NOT PROVIDE COVERAGE FOR SICKNESS.
* NEA Retired members are eligible for the $50,000 Accidental Death & Dismemberment coverage only while acting on Association business in the capacity of an Association Leader.
† Life members must be actively employed in the field of education.
The products issued by The Prudential Insurance Company of America may not be available in all states.
© 2021 Prudential Financial, Inc. and its related entities.
Prudential, the Prudential logo, and the Rock symbol are service marks of Prudential Financial, Inc. and its related entities, registered in many jurisdictions worldwide.
NEA Complimentary Life Insurance coverage is issued by The Prudential Insurance Company of America, Newark, NJ. The Booklet-Certificate contains all details, including any exclusions, limitations and restrictions, which may apply. Contract Series: 83500. CA COA# 1179. NAIC# 68241.
